Tricks For Keeping A Down Payment For A Home When You Love To Shop

Posted on: 25 June 2016

If you have gone through credit counseling or financial guidance and you have determined that you are ready to purchase a home, the first step that you will need to take is to save a down payment. Depending on the size of your down payment, this amount of money may actually help you afford a house that would otherwise be outside of your range. Most traditional loans will require around 10% down on a home loan. [Read More]

Tips For Avoiding Chargebacks As An Ecommerce Merchant

Posted on: 23 June 2016

If you are a merchant that primarily sells your good online, you are likely accustomed to the sheer amount of credit card solutions and problems that you have to deal with on a daily basis. One of the most common problems that you might have to deal with is a chargeback, or what happens when a customer disputes a transaction on his or her credit card bill and the credit card company demands that you credit the cost back to the customer's account. [Read More]

Need Money? 5 Options For People With Bad Credit

Posted on: 22 June 2016

If you have bad credit and need money, you may feel there are no options for you. There are ways you can borrow money even if you have bad credit. Here are five ways to borrow money: 1. Apply for a loan from a credit union Credit unions are local banks rather than large, bank chains. Because of the personal nature of a small, local bank, you may be able to talk directly to a lender. [Read More]

Four Instances When A Payday Loan Might Be A Smart Option

Posted on: 15 June 2016

If you are strapped for cash, sometimes a payday loan may be your best option if you need to finance something quickly. While payday loans often get a bad rap, there are a certain instances where this might actually be a smart move. Here are four situations where a payday loan might actually be beneficial for your needs. 1. If You have Bad Credit or Need Cash Sometimes cash is the only option you have. [Read More]