I had a lot to learn after my divorce. Throughout my marriage, my husband handled all of our finances. He took care of all of our monthly bills, made sure that there was always enough money in the checking account to cover groceries, gas and the other things that the family needed and he handled all of the planning for our future financial needs. Once we began the divorce process, I started working with a personal accountant to learn everything that I would need to know to survive financially on my own. I have learned a lot and have included what I have learned here on my blog.
Posted on: 22 June 2016
If you have bad credit and need money, you may feel there are no options for you. There are ways you can borrow money even if you have bad credit. Here are five ways to borrow money: 1. Apply for a loan from a credit union Credit unions are local banks rather than large, bank chains. Because of the personal nature of a small, local bank, you may be able to talk directly to a lender. [Read More]
Posted on: 15 June 2016
If you are strapped for cash, sometimes a payday loan may be your best option if you need to finance something quickly. While payday loans often get a bad rap, there are a certain instances where this might actually be a smart move. Here are four situations where a payday loan might actually be beneficial for your needs. 1. If You have Bad Credit or Need Cash Sometimes cash is the only option you have. [Read More]
Posted on: 7 June 2016
If you're the owner of a publicly-traded business, you may spend quite a bit of your time focusing on how to attract and retain the best talent. High levels of employee turnover can harm your business's ability to provide continuity of service to customers, and it's often much easier (and less expensive) to hang on to a happy and productive employee by offering certain perks rather than seeking out and training a replacement. [Read More]
Posted on: 6 June 2016
Buying a home is normally one of the largest purchases a person makes during his lifetime. Many homeowners must take out a mortgage loan with a bank or other lender to purchase a home. Depending on the amount borrowed, the type of mortgage and the interest rates on the loan, it may take many years to pay off a home loan. However, some homeowners find it more beneficial to refinance their original mortgage loan. [Read More]