blog

  • Looking At The Reasons You Need To Maintain A Current Checking Account

    If you do not have a checking account, you may be missing on some great benefits of having one. Whether you just haven't gotten around to it or you have let the account you had auto-close from no activity, you should know that many aspects of your financial affairs can be a lot easier when you have a valid checking account. Check out these reasons why you need to have an up-to-date checking account. [Read More]

  • Three Business To Create With A Short Term Loan That Draw Cash Immediately

    Sometimes when you make an investment, you need it to pay off immediately. If you are unemployed and you are looking to start working for a paycheck right away, one of the things that you can consider doing is taking out a short term loan (from an outlet such as Advance U Cash) to start your own small business. Though the pay when you first start out may not be as high as working for a company, having the option for cash on hand now and growth later can make it a profitable venture. [Read More]

  • Tricks For Keeping A Down Payment For A Home When You Love To Shop

    If you have gone through credit counseling or financial guidance and you have determined that you are ready to purchase a home, the first step that you will need to take is to save a down payment. Depending on the size of your down payment, this amount of money may actually help you afford a house that would otherwise be outside of your range. Most traditional loans will require around 10% down on a home loan. [Read More]

  • Tips For Avoiding Chargebacks As An Ecommerce Merchant

    If you are a merchant that primarily sells your good online, you are likely accustomed to the sheer amount of credit card solutions and problems that you have to deal with on a daily basis. One of the most common problems that you might have to deal with is a chargeback, or what happens when a customer disputes a transaction on his or her credit card bill and the credit card company demands that you credit the cost back to the customer's account. [Read More]

  • Need Money? 5 Options For People With Bad Credit

    If you have bad credit and need money, you may feel there are no options for you. There are ways you can borrow money even if you have bad credit. Here are five ways to borrow money: 1. Apply for a loan from a credit union Credit unions are local banks rather than large, bank chains. Because of the personal nature of a small, local bank, you may be able to talk directly to a lender. [Read More]

  • Four Instances When A Payday Loan Might Be A Smart Option

    If you are strapped for cash, sometimes a payday loan may be your best option if you need to finance something quickly. While payday loans often get a bad rap, there are a certain instances where this might actually be a smart move. Here are four situations where a payday loan might actually be beneficial for your needs. 1. If You have Bad Credit or Need Cash Sometimes cash is the only option you have. [Read More]

  • Considering Offering Company Stock To Your Employees? What Tax Implications Could You Be Facing?

    If you're the owner of a publicly-traded business, you may spend quite a bit of your time focusing on how to attract and retain the best talent. High levels of employee turnover can harm your business's ability to provide continuity of service to customers, and it's often much easier (and less expensive) to hang on to a happy and productive employee by offering certain perks rather than seeking out and training a replacement. [Read More]

  • What Are The Advantages Of Refinancing Your Mortgage Loan?

    Buying a home is normally one of the largest purchases a person makes during his lifetime. Many homeowners must take out a mortgage loan with a bank or other lender to purchase a home. Depending on the amount borrowed, the type of mortgage and the interest rates on the loan, it may take many years to pay off a home loan. However, some homeowners find it more beneficial to refinance their original mortgage loan. [Read More]

  • How A Consultant Can Help With Your Failing Business Venture

    Did you recently open your own store but nothing seems to be going as planned? The solution to your problem might be to invest in professional assistance from a business venture consultant. He or she will be able to help you come up with the most ideal plan to get your business moving in the right direction. Take a look at this article to learn about a few of the services a business venture consultant can provide. [Read More]

  • Going Freelance? A 5-Step Financial Guide To Get You There

    In the so-called "gig economy," more and more people are turning to nontraditional freelance work instead of employee wages. While this has some great upsides – including the ability to control your hours and the type of work you take on – it's also harder to maintain a stable plan financially. If you're planning to join the freelance world, here are 5 ways you can create a financial plan for yourself. [Read More]